Hurricane Season is Upon Us. Are you Prepared?

NOAA’s Central Pacific Hurricane Center announced on May 22nd that there is a 70% chance of above-normal tropical cyclone activity this hurricane season for the central Pacific.

In just about a week, on June 1st Hawai'i’s Hurricane Season will begin and run through November 30th. If you haven’t already prepared, now is the time.  Don’t wait !

Protect the Life You’ve Built with Flood Insurance

Hurricanes are one of nature’s most powerful and destructive events.  Last year, Hawai'i was hit hard by flooding even before the 2018 hurricane season officially started. The islands of Kauaʻi and Oʻahu suffered severe damage from devastating floods during the month of April (2018). Then later in the year Hurricane Lane (August 2018) and Tropical Storm Olivia (September 2018) caused more devastation that resulted in Federal declarations for both events. 2018 was the fourth-most active season on record with 23 named storms.

Whether your home floods due to a violent hurricane or just a heavy rain, flood insurance helps cover the cost of repairing your home and replacing your belongings. In fact, just one inch of flood water in an average-sized home can cause more than $25,000 in damage.

Call your insurance company or agent and purchase flood insurance today, so you’ll have the peace of mind that comes with knowing your largest financial asset is protected. Act now —policies typically take up to 30 days to go into effect, and most homeowners insurance does not cover flood damage.

An additional valuable resource that all homeowners should download is the State of Hawai'i’s, Department of Commerce and Consumer Affairs, Insurance Division guidebook “My Insurance Doesn’t Cover What?, Avoid surprises by understanding your homeowners insurance policy

Be an advocate – Help spread the word on Flood Insurance

You can easily join the conversation on social media by simply filling up your car with gas! While visiting your local gas station, if your pump happens to have a FloodSmart message, we encourage you to snap a photo and post it on your social media and let us know that you did this by clicking the undefined  LIKE button on this blog post.

Here are a couple of messages you can use along with post:

  • Protect the life you’ve built, get flood insurance today!'i #floodsmart
  • Hurricane season is here, give yourself peace of mind by purchasing flood insurance today!'i #floodsmart

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