Mahalo FEMA RIX and HIIA

A Big Mahalo to FEMA Region IX Flood Insurance Specialist, Edie Lohmann for taking time away from her busy schedule to lead a Flood Insurance Workshop here in Honolulu this past August for our local insurance agents, realtors, and lenders. Much Aloha also goes out to Hawaii Independent Insurance Agent Association (HIIA), Executive Director, Chenise... Continue Reading →

Potential NFIP Lapse

Are you preparing for Hurricane Season?  Thinking about getting flood insurance? Well you may want to call your agent ASAP.  WHY?  This afternoon, Congress approved a 2 week extension (until June 14) of the National Flood Insurance Program (NFIP), which was set to expire and required reauthorization by 11:59 PM EST tomorrow (May 31, 2019)... Continue Reading →

Hurricane Season is Upon Us. Are you Prepared?

NOAA’s Central Pacific Hurricane Center announced on May 22nd that there is a 70% chance of above-normal tropical cyclone activity this hurricane season for the central Pacific. In just about a week, on June 1st Hawaii’s Hurricane Season will begin and run through November 30th. If you haven’t already prepared, now is the time.  Don't... Continue Reading →

The Benefits of Flood Insurance Versus Disaster Assistance

Only flood insurance covers flood damage. Without it, your recovery options are limited and costly. Your recovery will depend on your savings, your line of credit or the hope that a federal disaster declaration may make State/Federal disaster-related grants and/or U.S. Small Business Administration low-interest loans available.If you live in a Special Flood Hazard Area... Continue Reading →

What is the National Flood Insurance Program’s CRS?

The Community Rating System (CRS) is a voluntary incentive program that encourages communities (counties) to go above and beyond the minimum National Flood Insurance Program requirements for floodplain development and activities. Participation in the CRS is rewarded with flood insurance discounts for it’s policy holders.  There are 10 CRS classes with class 10 being non... Continue Reading →

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