The Homeowner's Handbook 4th ed. with new and in depth information is available in print and online now! Learn how you can prepare for natural hazards.
Homeowner’s Handbook – What’s New in 4.0
EVERYONE LIVES IN A FLOOD ZONE, Listen to NAR talk about Flood Insurance & Disclosure
What needs to be disclosed? What should you know about flood risk and flood insurance?
CRS Improvements Result In Big Savings
Residents and businesses on the Big Island will be paying less for flood insurance, according to the Federal Emergency Management Agency (FEMA). Hawai'i County has earned a Class 7 community rating from FEMA’s National Flood Insurance Program (NFIP) as of October 1, 2019. As a result, current and new policyholders save 15 percent on the... Continue Reading →
Don’t Wait for a Flood to Check Your Insurance Coverage
WASHINGTON (Oct. 7, 2019) — A recent survey (PDF) commissioned by the National Association of Insurance Commissioners (NAIC) found that about half of Americans (51%) don't know that homeowners insurance does not cover damage/loss caused by a flood event. The survey, conducted online by The Harris Poll among over 2,000 U.S. adults age 18+, found... Continue Reading →
Mahalo FEMA RIX and HIIA
A Big Mahalo to FEMA Region IX Flood Insurance Specialist, Edie Lohmann for taking time away from her busy schedule to lead a Flood Insurance Workshop here in Honolulu this past August for our local insurance agents, realtors, and lenders. Much Aloha also goes out to Hawai'i Independent Insurance Agent Association (HIIA), Executive Director, Chenise... Continue Reading →
5 Things Every Local Should Know About Flood Risk in Hawai‘i
Don't let water damage rain on your parade. If you own or rent a home, here's what the Hawai'i DCCA Insurance Division says you need to know about flood risk. We’ve got plenty of both, but it’s not all sunshine and rainbows in the 50th State. There’s also rain, and flooding from a heavy downpour... Continue Reading →
Kokua Line Series: Analyzing Oʻahu flood risk could lower cost of insurance
By Christine Donnelly, Star Advertiser https://twitter.com/Hawai'iFloodPlan/status/1141135620883922946
“What the FLOOD! What do you mean my water damage is not covered by my insurance policy?”
According to a recent national survey sponsored by National Association of Insurance Commissioners (NAIC), 41% of Americans agree or strongly agree that flood insurance is a "good idea," yet only 17% say they have purchased flood insurance. (Federal Emergency Management Association (FEMA) estimates that only about 3% have flood protection.) One of the reasons NAIC... Continue Reading →
Potential NFIP Lapse
Are you preparing for Hurricane Season? Thinking about getting flood insurance? Well you may want to call your agent ASAP. WHY? This afternoon, Congress approved a 2 week extension (until June 14) of the National Flood Insurance Program (NFIP), which was set to expire and required reauthorization by 11:59 PM EST tomorrow (May 31, 2019)... Continue Reading →
Hurricane Season is Upon Us. Are you Prepared?
NOAA’s Central Pacific Hurricane Center announced on May 22nd that there is a 70% chance of above-normal tropical cyclone activity this hurricane season for the central Pacific. In just about a week, on June 1st Hawai'i’s Hurricane Season will begin and run through November 30th. If you haven’t already prepared, now is the time. Don't... Continue Reading →