Do you live in a “Flood Zone”?

The answer is “YES”. Every property in Hawaii has a flood zone designation. It may not be in a high-risk flood zone (A or V zones) that would require mandatory flood insurance purchase as a condition of a federally regulated loan, but it doesn’t mean that flooding is not possible. In fact, 20% flood insurance... Continue Reading →

Is your home required to have flood insurance FOREVER?

Oftentimes a potential buyer is looking for that certain something special when shopping for a new home or investment property. As a buyer, it is important to fully understand the financial obligation of such a huge commitment. Sometimes that commitment includes a buyer’s acceptance of the property’s increased risk from certain naturaldisasters such as being... Continue Reading →

The 100-Year Flood

Chances are we are not prepared - or at least not as much as we could be - for the occurrence of a natural disaster. Knowing the risk, acting quickly and having a plan in mind in case of a disaster can not only prevent a major damage or loss of a property, but many... Continue Reading →

Flood Preparation & Safety

Flood can happen anytime and anywhere. And they can happen fast. So whether you live near the water or not, you should always be ready.  BE PREPARED BEFORE THE FLOOD Copy your most important documents (mortgage papers, deed, passport, bank information.) Keep copies in your home and store originals in a secure place outside the... Continue Reading →

Locking in peace of mind

It's Monday and that means our weekly "Good to Know" article. It doesn't matter, if it's hurricane season or rainy season, it is always good to be prepared and to have that peace of mind, when it comes to having your home safe and secure against any potential natural phenomenon. Each year, it seems, we... Continue Reading →

Health Safety Following a Flood

Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards that may have occurred during the event. Before you start clean-up activities, contact your insurance company and take pictures of your home... Continue Reading →

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