The Benefits of Flood Insurance Versus Disaster Assistance

Only flood insurance covers flood damage. Without it, your recovery options are limited and costly. Your recovery will depend on your savings, your line of credit or the hope that a federal disaster declaration may make State/Federal disaster-related grants and/or U.S. Small Business Administration low-interest loans available.If you live in a Special Flood Hazard Area... Continue Reading →

A warning to prepare for potential strong winds and coastal flooding this weekend, starting as early as Friday

The National Weather Service calls for warning on their Watches, Warnings and Advisories page for Hawaii.  The message couldn’t be any clearer about preparedness for this weekend’s potential bad weather:  ‘A powerful low pressure system is expected to move toward islands from the north over the weekend, bringing multiple weather hazards. While the details and... Continue Reading →

What is the National Flood Insurance Program’s CRS?

The Community Rating System (CRS) is a voluntary incentive program that encourages communities (counties) to go above and beyond the minimum National Flood Insurance Program requirements for floodplain development and activities. Participation in the CRS is rewarded with flood insurance discounts for it’s policy holders.  There are 10 CRS classes with class 10 being non... Continue Reading →

All the bills that directly deal with the climate change and sea level rise introduced in the new Legislative Session 2019

Hawaii lawmakers will confront major policy questions this session as they grapple with looming problems from a warming planet, sea level rise and climate change in general. Rising seas and crumbling shorelines are staring lawmakers in the face as they consider more than a dozen bills dealing with climate change this session. Where should the... Continue Reading →

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