It is a common misconception that hurricanes do not cause damage to the Hawaiian Islands. In fact while hurricanes do not commonly make landfall in Hawaii, the increased rainfall, storm surges and ocean swells cause devastating damage. Over the past 8 years, FEMA has paid out Hawaii Residents over $1M in flood insurance claims. The... Continue Reading →
National Dam Safety Awareness Day seeks to encourage and promote individual and community responsibility and best practices for dam safety, as well as what steps can be taken to prevent catastrophic dam failures. The theme for National Dam Safety Awareness Day 2022 on May 31, is, "Dam Safety is a shared responsibility. Know your risk,... Continue Reading →
Key Fundamentals of Flood Insurance for Agents 2.0 is a two-part course on FEMA's National Flood Insurance Program. It includes the topics listed in the Federal Register notice on training and education requirements related to Section 207 of the Flood Insurance Reform Act of 2004, otherwise known as FIRA 2004.
Stock your emergency preparedness kit with enough food and water for at least 14 days per person. Be sure to include other essential items such as a battery-operated radio.
Happy Earth Day! The first Earth Day in 1970 united 20 million Americans to prevent environmental harm. By the end of the year, that activism helped spur creation of the Environmental Protection Agency and passage of ground-breaking environmental laws including the Occupational Safety and Health Act and the Clean Air Act. This is now your... Continue Reading →
On April 1, 2022, FEMA began implementing the Risk Rating 2.0 system on all flood insurance policy renewals. Last October, all new flood insurance policies were rated using the new methodology. FEMA’s new rating methodology, Risk Rating 2.0: Equity in Action, considers specific characteristics of a building – the Where, How, and What – to... Continue Reading →
This one-hour workshop will provide guidance for using Climate Central’s free online tools to communicate and plan for current and future risk from sea level rise.
Reprinted with Permission: Civil Beat, April 3, 2022 - By: Brittany Lyte In a last-ditch effort, some farmers and wildlife enthusiasts are trying to raise funds to save this relic of the plantation era. When Kauai’s Kalihiwai Reservoir was built in 1920, its value was tied to sugar cane, the economic engine that propelled Hawaii... Continue Reading →
All Preferred Risk Policy customers are transitioning to the National Flood Insurance Program’s (NFIP’s) new pricing methodology, Risk Rating 2.0: Equity in Action, and are now able to personalize their flood insurance coverage. Here are 7 things you should know: You can now choose your building and contents policy limits and deductibles.Your insurance rate is... Continue Reading →