Hurricane Season is Upon Us – Are You Prepared?

It is a common misconception that hurricanes do not cause damage to the Hawaiian Islands. In fact while hurricanes do not commonly make landfall in Hawaii, the increased rainfall, storm surges and ocean swells cause devastating damage. Over the past 8 years, FEMA has paid out Hawaii Residents over $1M in flood insurance claims. The... Continue Reading →

Today is National Dam Safety Awareness Day

National Dam Safety Awareness Day seeks to encourage and promote individual and community responsibility and best practices for dam safety, as well as what steps can be taken to prevent catastrophic dam failures. The theme for National Dam Safety Awareness Day 2022 on May 31, is, "Dam Safety is a shared responsibility. Know your risk,... Continue Reading →

Key Fundamentals of Flood Insurance Webinar 2.0

Key Fundamentals of Flood Insurance for Agents 2.0 is a two-part course on FEMA's National Flood Insurance Program. It includes the topics listed in the Federal Register notice on training and education requirements related to Section 207 of the Flood Insurance Reform Act of 2004, otherwise known as FIRA 2004.

Earth Day: Remember the Power of Community

Happy Earth Day! The first Earth Day in 1970 united 20 million Americans to prevent environmental harm. By the end of the year, that activism helped spur creation of the Environmental Protection Agency and passage of ground-breaking environmental laws including the Occupational Safety and Health Act and the Clean Air Act. This is now your... Continue Reading →

Noticed Changes in your Flood Insurance Premiums?

On April 1, 2022, FEMA began implementing the Risk Rating 2.0 system on all flood insurance policy renewals. Last October, all new flood insurance policies were rated using the new methodology. FEMA’s new rating methodology, Risk Rating 2.0: Equity in Action, considers specific characteristics of a building – the Where, How, and What – to... Continue Reading →

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