Due to a lapse in program authority, the National Flood Insurance Program (NFIP) was not authorized to issue new policies or renewal offers beginning October 1, 2025. This impacted the ability of the program to send underpayment and renewal notices. A 30-day grace period for receipt by the NFIP for renewal premiums and of any additional premium due as required by an underpayment notice (WYO Bulletin W-25005) has been issued to address concerns about the possible policy lapses or reduction in coverage and the subsequent denials of claims occurring during a gap in coverage.
Read Write Your Own Bulletin W-25005 at: https://agents.floodsmart.gov/sites/default/files/bulletins/w-25005/w-25005.pdf
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