The Homeowner's Handbook 4th ed. with new and in depth information is available in print and online now! Learn how you can prepare for natural hazards.
Hawaii lawmakers will confront major policy questions this session as they grapple with looming problems from a warming planet, sea level rise and climate change in general. Rising seas and crumbling shorelines are staring lawmakers in the face as they consider more than a dozen bills dealing with climate change this session. Where should the... Continue Reading →
Please join us at this years BIA Home Building and Remodeling Show at Neal S. Blaisdell Exhibition Hall. The show starts January 25 and ends January 27. Our DLNR Flood and Dam Section will be set up at booth #725, educating homeowners on their flood zone and flood risk. Stop by and say hi.
Why do insurance companies classify certain types of risk as uninsurable? And why do insurance regulators prohibit insurers from setting premiums that reflect risk, particularly in locales that repeatedly suffer losses from natural disasters? The short answer is that insurance today is misunderstood and hence is not effectively meeting its most important objectives—to inform those... Continue Reading →
The answer is “YES”. Every property in Hawaii has a flood zone designation. It may not be in a high-risk flood zone (A or V zones) that would require mandatory flood insurance purchase as a condition of a federally regulated loan, but it doesn’t mean that flooding is not possible. In fact, 20% flood insurance... Continue Reading →
In a Kokua Line article by Christine Donnelly which appeared in the Star Advertiser on December 2, 2016 titled “Flood Insurance Safeguards Common Areas of High-Rises”, a reader asked: “ Why is flood insurance needed in high-rise condo units? My residence is on the 30th floor of a condominium inHonolulu. This condo is in a... Continue Reading →
I know, I borrowed that slogan from that famous gecko commercial, but the fact that freeboarding could save you a significant amount of money and prevent flooding and flood related damages to your house is undeniable. First, let’s talk about what freeboarding actually is. Freeboard is the elevation of a building’s lowest floor to a... Continue Reading →
Oftentimes a potential buyer is looking for that certain something special when shopping for a new home or investment property. As a buyer, it is important to fully understand the financial obligation of such a huge commitment. Sometimes that commitment includes a buyer’s acceptance of the property’s increased risk from certain naturaldisasters such as being... Continue Reading →
Chances are we are not prepared - or at least not as much as we could be - for the occurrence of a natural disaster. Knowing the risk, acting quickly and having a plan in mind in case of a disaster can not only prevent a major damage or loss of a property, but many... Continue Reading →
Flood can happen anytime and anywhere. And they can happen fast. So whether you live near the water or not, you should always be ready. BE PREPARED BEFORE THE FLOOD Copy your most important documents (mortgage papers, deed, passport, bank information.) Keep copies in your home and store originals in a secure place outside the... Continue Reading →