Modifications of the National Flood Insurance Program (NFIP)

Feature Image Credit: Mark Sullivan Contributing Author: Eric Simmons, FEMA RIX All communities participating in the NFIP (including Honolulu, Kauai, Maui and the Big Island) were recently sent an awareness letter on the Endangered Species Act (ESA).  ESA compliance documentation has been required by FEMA for conditional letter requests for almost 10 years.  FEMA released... Continue Reading →

The Benefits of Flood Insurance Versus Disaster Assistance

Only flood insurance covers flood damage. Without it, your recovery options are limited and costly. Your recovery will depend on your savings, your line of credit or the hope that a federal disaster declaration may make State/Federal disaster-related grants and/or U.S. Small Business Administration low-interest loans available.If you live in a Special Flood Hazard Area... Continue Reading →

National Flood Insurance Program: Re-authorization UPDATE 2019

Congress must periodically renew the National Flood Insurance Program’s statutory authority to operate. On December 21, 2018, the President signed legislation passed by Congress that extends the National Flood Insurance Program’s (NFIP’s) authorization to May 31, 2019. NFIP re-authorization is an opportunity for Congress to take bold steps to reduce the complexity of the program... Continue Reading →

FLOOD AFTER FIRE

Wildfires change the landscape, destroying root structure and creating top soil that could repel water instead of absorbing it. Debris flows and mudflows can occur up to five years after a wildfire. Debris flows can take homes off their foundations and can carry things like vegetation, trees, large boulders and vehicles. Mudflows on the other... Continue Reading →

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