Author(s): Jo Linda Johnson, Esq. FEMA’s Office of Equal Rights Director Jo Linda Johnson, shares more about the importance of FEMA's upcoming Civil Rights Stakeholder Summits. While disasters can affect us all, they can also create unique challenges to the individuals they impact. FEMA has seen firsthand how disasters affect communities differently. When working to... Continue Reading →
While 2020 may feel very different for most, disasters can and continue to happen. In a recent podcast Paul Huang, FEMA Assistant Administrator, discusses how purchasing flood insurance is one easy way homeowners and renters can prepare for the future. The National Flood Insurance Program website has numerous resources for property owners, insurance agents and... Continue Reading →
“Where it can rain, it can flood,” says David Maurstad, senior executive of the NFIP. “One of the most important steps homeowners can take during the start of this year’s hurricane season is to renew or purchase flood insurance. With it, you have the peace of mind that comes with knowing you and your home can, and will, recover in the event of an unexpected flood.”
June 1, 2020 marks the official start of hurricane season in the Central Pacific. Flooding can happen to anyone. Now would be a good time to send a message to your clients on the importance of purchasing flood insurance to help protect their home and belongings. As an agent, a question to ask your clients... Continue Reading →
The grace period for National Flood Insurance Premiums (NFIP) has been extended due to the COVID-19 pandemic. Please see FEMA's WYO bulletin (W-20002) for details.
Serena Cheung is a National Flood Insurance Program (NFIP) team member of the Mitigation Division’s Floodplain Management and Insurance Branch at FEMA Region IX in Oakland, CA. As a Floodplain Management Specialist, she works to support communities participating in the NFIP in order to reduce flood risk and future flood damages. Her territory assignment includes... Continue Reading →
Continuing its risk management practice against future catastrophic flood losses, FEMA announced its 2020 traditional reinsurance placement for the National Flood Insurance Program (NFIP). Reinsurance is a financial risk management tool used by private insurance companies and public entities to protect themselves from large financial losses. If a qualifying catastrophic flood event occurs, the reinsurance... Continue Reading →
"the Federal Emergency Management Agency (FEMA) has been the target of multiple lawsuits alleging that the agency has violated the Endangered Species Act"
Residents and businesses on the Big Island will be paying less for flood insurance, according to the Federal Emergency Management Agency (FEMA). Hawaii County has earned a Class 7 community rating from FEMA’s National Flood Insurance Program (NFIP) as of October 1, 2019. As a result, current and new policyholders save 15 percent on the... Continue Reading →
Flood Insurance Rate Maps, or FIRMs, are hazard maps published by the Federal Emergency Management Agency (FEMA) to support the National Flood Insurance Program. They show zones of high flood hazard (for example, Zones AE, AO and VE as seen below for Waikiki) as well as medium, low and unknown flood hazard areas. Flood Insurance... Continue Reading →