All the bills that directly deal with the climate change and sea level rise introduced in the new Legislative Session 2019

Hawaii lawmakers will confront major policy questions this session as they grapple with looming problems from a warming planet, sea level rise and climate change in general. Rising seas and crumbling shorelines are staring lawmakers in the face as they consider more than a dozen bills dealing with climate change this session. Where should the... Continue Reading →

FLOOD AFTER FIRE

Wildfires change the landscape, destroying root structure and creating top soil that could repel water instead of absorbing it. Debris flows and mudflows can occur up to five years after a wildfire. Debris flows can take homes off their foundations and can carry things like vegetation, trees, large boulders and vehicles. Mudflows on the other... Continue Reading →

Insurance against Extreme Events: Pairing Short-Term Incentives with Long-Term Strategies

Why do insurance companies classify certain types of risk as uninsurable? And why do insurance regulators prohibit insurers from setting premiums that reflect risk, particularly in locales that repeatedly suffer losses from natural disasters? The short answer is that insurance today is misunderstood and hence is not effectively meeting its most important objectives—to inform those... Continue Reading →

Do you live in a “Flood Zone”?

The answer is “YES”. Every property in Hawaii has a flood zone designation. It may not be in a high-risk flood zone (A or V zones) that would require mandatory flood insurance purchase as a condition of a federally regulated loan, but it doesn’t mean that flooding is not possible. In fact, 20% flood insurance... Continue Reading →

The 100-Year Flood

Chances are we are not prepared - or at least not as much as we could be - for the occurrence of a natural disaster. Knowing the risk, acting quickly and having a plan in mind in case of a disaster can not only prevent a major damage or loss of a property, but many... Continue Reading →

Locking in peace of mind

It's Monday and that means our weekly "Good to Know" article. It doesn't matter, if it's hurricane season or rainy season, it is always good to be prepared and to have that peace of mind, when it comes to having your home safe and secure against any potential natural phenomenon. Each year, it seems, we... Continue Reading →

Health Safety Following a Flood

Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards that may have occurred during the event. Before you start clean-up activities, contact your insurance company and take pictures of your home... Continue Reading →

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