An important message from the Hawai'i DCCA Insurance Division Flooding is the most frequent and expensive natural disaster in the United States. Yet, flood peril is not typically covered through most homeowners and renter’s insurance policies. Everyone lives in a flood zone. If it rains, it can flood. Your risk is real! What Are My... Continue Reading →
5 Things Every Local Should Know About Flood Risk in Hawai‘i
Don't let water damage rain on your parade. If you own or rent a home, here's what the Hawai'i DCCA Insurance Division says you need to know about flood risk. We’ve got plenty of both, but it’s not all sunshine and rainbows in the 50th State. There’s also rain, and flooding from a heavy downpour... Continue Reading →
What are the Differences Between Various Flood Maps for Hawai'i?
Flood Insurance Rate Maps, or FIRMs, are hazard maps published by the Federal Emergency Management Agency (FEMA) to support the National Flood Insurance Program. They show zones of high flood hazard (for example, Zones AE, AO and VE as seen below for Waikiki) as well as medium, low and unknown flood hazard areas. Flood Insurance... Continue Reading →
US Army Corps of Engineers to Provide Update on Waiākea-Palai Flood Mitigation Project Tonight at Community Meeting in Hilo
The US Army Corps of Engineers will provide an update on the Waiākea-Palai Stream Flood Control Study at a community meeting on Thursday, September 12, 2019, from 6:00 p.m. to 8:00 p.m. at the Hilo Municipal Golf Course (Multipurpose Room), 340 Haihai St. in Hilo. Earlier this year, the US Army Corps of Engineers and Hawai‘i... Continue Reading →
Ready2React Emergency Preparedness Event
July 27 10:00 AM - 2:00 PM Where: Pearlridge Mauka, first level and the T.J. Maxx parking lot. See Map Dozens of city, state, federal and non-governmental agencies will converge at Pearlridge Center on July 27 for Ready2React, the state’s largest emergency preparedness event. The family-friendly event will feature the largest collection of emergency vehicles... Continue Reading →
IMPORTANT UPDATE: on upcoming Flood Insurance Training Workshop
IMPORTANT UPDATE: We a pleased to announce that Hawai'i Independent Insurance Agents (HIIA) Association has joined DLNR and FEMA RIX as sponsors of the upcoming National Flood Insurance Training Workshop being offered at the Ala Moana Hotel on August 15, 2019 for Insurance Agents, Realtors, and Lenders. Insurance agents play an important role in helping... Continue Reading →
FREE Flood Insurance Workshop for Insurance Agents, Realtors, and Lenders
Whether caused by hurricanes, tropical or winter storms, or by some other natural or man-made event, flooding represents a significant exposure to property and life in the US particularly in our coastal states. In 2018, Hawai'i had three Presidentially declared disasters related to flooding. Insurance agents play an important role in helping homeowners, business owners,... Continue Reading →
Kokua Line Series: Analyzing Oʻahu flood risk could lower cost of insurance
By Christine Donnelly, Star Advertiser https://twitter.com/Hawai'iFloodPlan/status/1141135620883922946
“What the FLOOD! What do you mean my water damage is not covered by my insurance policy?”
According to a recent national survey sponsored by National Association of Insurance Commissioners (NAIC), 41% of Americans agree or strongly agree that flood insurance is a "good idea," yet only 17% say they have purchased flood insurance. (Federal Emergency Management Association (FEMA) estimates that only about 3% have flood protection.) One of the reasons NAIC... Continue Reading →
What effect does the newly signed Disaster Relief Bill have on the 50-year old NFIP program?
Basically, it allows for the 12th short-term extension of the National Flood Insurance Program (NFIP) since 2017. The 10th extension was approved on December 21, 2018, which carried the program until May 31st 2019. The 11th was the 2-week extension passed one day before the program was set to expire a week ago on May... Continue Reading →
