By Christine Donnelly, Star Advertiser https://twitter.com/HawaiiFloodPlan/status/1141135620883922946
What effect does the newly signed Disaster Relief Bill have on the 50-year old NFIP program?
Basically, it allows for the 12th short-term extension of the National Flood Insurance Program (NFIP) since 2017. The 10th extension was approved on December 21, 2018, which carried the program until May 31st 2019. The 11th was the 2-week extension passed one day before the program was set to expire a week ago on May... Continue Reading →
Potential NFIP Lapse
Are you preparing for Hurricane Season? Thinking about getting flood insurance? Well you may want to call your agent ASAP. WHY? This afternoon, Congress approved a 2 week extension (until June 14) of the National Flood Insurance Program (NFIP), which was set to expire and required reauthorization by 11:59 PM EST tomorrow (May 31, 2019)... Continue Reading →
Waimea and Hanapepe Open Houses; Questions On Preliminary Flood Maps Answered
Editorial By: Eric Simmons, FEMA RIX Kauai County, DLNR and FEMA held two open houses to help homeowners and community members understand how they are affected by proposed flood zone changes. The public meetings on May 21 and 22 were well attended with a lot of interest on the preliminary flood maps. As approximately 400... Continue Reading →
Oahu’s Disappearing Beaches
Sharing a Civil Beat's video interview with DLNR's Office of Conservation and Coastal Lands Administrator, Sam Lemmo and Professor at the University of Hawaii at Manoa, Department of Earth Sciences, Dr. Chip Fletcher. The group tour the south shore of Oahu discussing sea level rise and beach erosion. watch videoSource: Honolulu Civil Beat More information... Continue Reading →
Bills impacting Coastal Development and Flood Mitigation that are advancing through Legislature in the 2019 Session
Lawmakers are trying to figure out how which roads, homes, hotels and businesses should be set back farther from the ocean and which ones should be protected from rising seas, increasing floods and other impacts. House Bill 549, introduced by Rep. Nicole Lowen and 15 fellow House members, would require new developments to plan for... Continue Reading →
All the bills that directly deal with the climate change and sea level rise introduced in the new Legislative Session 2019
Hawaii lawmakers will confront major policy questions this session as they grapple with looming problems from a warming planet, sea level rise and climate change in general. Rising seas and crumbling shorelines are staring lawmakers in the face as they consider more than a dozen bills dealing with climate change this session. Where should the... Continue Reading →
Insurance against Extreme Events: Pairing Short-Term Incentives with Long-Term Strategies
Why do insurance companies classify certain types of risk as uninsurable? And why do insurance regulators prohibit insurers from setting premiums that reflect risk, particularly in locales that repeatedly suffer losses from natural disasters? The short answer is that insurance today is misunderstood and hence is not effectively meeting its most important objectives—to inform those... Continue Reading →
How Freeboarding could save you 15% or more on Flood insurance premiums
I know, I borrowed that slogan from that famous gecko commercial, but the fact that freeboarding could save you a significant amount of money and prevent flooding and flood related damages to your house is undeniable. First, let’s talk about what freeboarding actually is. Freeboard is the elevation of a building’s lowest floor to a... Continue Reading →