"Is your property going to see a change in flood risk?" A Letter of Final Determination (LFD) was issued by FEMA on August 26, 2020 indicating that new flood hazard determinations affecting Kauaʻi County’s Flood Insurance Rate Maps (FIRM) and Flood Insurance Study (FIS) report will become effective in 6 months. Updated flood studies for Hanapepe and Waimea... Continue Reading →